A payment schedule.
A complete total.
Use amounts from two written offers for the same verified account. This tool compares arithmetic; it does not predict an offer or choose one for you.
Now compare
what the totals mean.
An arithmetic difference says nothing about the agreement’s legal effect or whether the timing fits your budget.
| Read for | Ask for each option |
|---|---|
| Completion | Does completing every payment resolve the whole identified debt? |
| Dates | When must funds arrive? How does each date fit essential bills? |
| A missed payment | Does a late or returned installment change the agreement or balance? |
| Extra amounts | Are interest, fees or processing charges included in this total? |
| Proof | What receipt and completion confirmation will you receive? |